MSTY Portfolio Simulator

Investor Profile

Profile Selection

Select a predefined profile or customize your own:

Early Career

Get started with periodic investments

Mid Career

Maximize returns with a solid base

Retirement

Convert investments to income

Investment Settings

Settings that define your investment approach.

Tax Withholding Settings

2025 Federal Income Tax Brackets and Rates
Tax RateSingle FilersMarried Filing JointlyHead of Household
10%$0 - $11,925$0 - $23,850$0 - $17,000
12%$11,926 - $48,475$23,851 - $96,950$17,000 - $64,850
22%$48,476 - $103,350$96,951 - $206,700$64,850 - $103,350
24%$103,351 - $197,300$206,701 - $394,600$103,350 - $197,300
32%$197,301 - $250,525$394,601 - $501,050$197,300 - $250,500
35%$250,526 - $626,350$501,051 - $751,600$250,500 - $626,350
37%Over $626,350Over $751,600Over $626,350
Standard DeductionSingle FilersMarried Filing JointlyHead of Household
Reduces taxable income$15,000$30,000$22,500

Note: Standard deduction is subtracted from your total income (Base Income + YTD Dividends) before tax rates are applied.

Supplemental Contributions

Supplemental Contributions

No contributions added yet. Click "Add Contribution" to get started.

Simulation Parameters

Time Parameters

Share Price Modeling

Dividend Modeling

DRIP Settings

Loan Settings

Include Loan:

Find a bug? Have a feature request? Want to contribute?

Visit the GitHub Issues page to report bugs or suggest features.

Version 1.2.2 (build 56)2025-05-13T18:08:42.172Z